NAIVAS SUPERMARKET

It is situated on the western upper side of Narok town in Rift Valley Kenya. It is situated directly opposite the main bus stations. It is the biggest supermarket in Kericho town. It has two floors that are the ground floor and the first floor and second floor. It has all the house materials with all the needed luxuries. It has the best services from its customers. It also has the packing stage for its customers. It has the best security with CCTV monitoring all round the supermarket.

KEROMATT SUPERMARKET

It is situated at the center of the town just directly the Kims Hotel in Rift Valley Kenya. It is the second largest supermarket in the town. It has the underground shopping hall. It has all the house materials with all the needed luxuries. It has the best services from its customers. It also has the packing stage for its customers. It has the best security with CCTV monitoring all round the supermarket. It is well managed and its cleanliness of the products is high.

UKWALA SUPERMARKET

It is situated at the middle of the town in Rift Valley Kenya. It is directly opposite the Olulunga Traders. It has the best and quality services from its customers. It has the best security for its customers. It has all the house materials with all the needed luxuries and the toys kids.

OLERAI SHOPPING MALL

It is situated just at the main entrance of Narok town in Rift Valley Kenya. It is directly opposite the Co-operative bank. It has enough parking place. It has the best security for its customers. It is well managed and its cleanliness of the products is high. It contains all the luxurious and house materials for any customer in need. It has shopping malls rented to whoever wills to get one.

 

Starting and operating your own Mpesa business in Kenya is usually a dream come true, this has been made easier with Safaricom telecommunication Company in Kenya. Safaricom in Kenya gives an opportunity to ordinary citizens to be Agents of Mpesa services in Kenya whicle earning. M-pesa is a money based transfer system by Safaricom in Kenya which was first launched in March of 2007. Mpesa in Kenya allows users of Safaricom to deposit money, transfer money and withdraw money irrespective of their location in Kenya.

Requirements of staring an Mpesa Business in Kenya

To start an m-pesa business in Kenya one will have to meet the stipulated requirements set by Safaricom Company in Kenya to be an Mpesa agent which are:

One must have a Certificate of Incorporation in Kenya to start an Mpesa business. Having a Certificate of Incorporation in Kenya means that a Prospective Mpesa agent in Kenya must   be registered as a Limited company which must have traded for a minimum of 6 months with at least 3 outlets ready to offer M‐pesa services in Kenya.

For one to start an Mpesa business in Kenya, one should have a Minimum M‐pesa cash investment of Ksh 100,000, and once the application to be an Mpesa Agent in Kenya is approved, one should be ready to provide the List of Mpesa Outlets and show the Business permits for each of the Mpesa outlets in Kenya.

To start an Mpesa business in Kenya, one should provide a banking lincense from a reputable financial institution in Kenya. To start an Mpesa business in Kenya, one should also provide Copies of Memorandum and Articles of Association and Copies of VAT and PIN certificates of the Mpesa businesses already in operation in Kenya.

Lastly, to become an Mpesa agent in Kenya, one should provide copies of IDS of the original and get clearance by the police in Kenya by having a clearance certificate. To get clearance certificate in Kenya from the police, residents of Nairobi apply at CID headquarters in Nairobi along Kiambu Road. Kenyans in other areas apart from Nairobi can get the police clearance certificate at Divisional CID offices all over the country.

After ensuring that one meets all the requirements of being an Mpesa agent in Kenya, you need to fill the mandatory M-PESA Agent Head Office Application Form and the M-pesa Agent Store Application Form. The Mpesa agent Head office application form and the Mpesa agent store application form are returned duly completed to Safaricom House in Kenya. Safaricom House in Kenya is located along Waiyaki Way in Westlands in Nairobi.

The Mpesa agent application forms are usually returened every 1st Tuesday of the month in Kenya. The Processing of the application to start an Mpesa business in Kenya takes 23 working days from the application receipt date by the Safaricom Company in Kenya. If one meets all the requirements for starting an Mpesa business in Kenya, they are given a till number in which they will use in the M-pesa business making them ready to start operating in Kenya.

Forms of business Units found in Kenya

The level of business in the country is being done using a set of measures that are essential in determining the economic growth of the country. The following comprises of the major business units in the republic of Kenya.

Sole proprietorships

Refers to the business unit owned and run by one person. It can be either the head of a family or a person that individual operates the business by themselves. The person is responsible for the business decisions they make hence the growth of the business relies on the decision made by the person. In Kenya, sole proprietorships are many and are continually growing each and every day in life.

Partnerships

It comprises of a group of people that come together with an intention of doing business together to make more profit. Partnerships are advantaged as the decisions can be shared amongst the members hence reaching many conclusions within Avery short period of time. It is important when decision making becomes hard on one person. Partnerships are wide spread in Kenya and many more efforts are being made to ensure that the continue helping in the economic growth of the country.

Cooperatives

They include business units that involve members coming together openly and voluntary to carry out business together and make more profit or money to gathering. Kenya has  many cooperative societies including the teachers housing cooperative union and various Sacco’s are continuing to gain increase in their numbers.

Limited liability companies

It includes a group of people that come together to do business that is managed by having shareholders in them. The limited liability companies are essential in ensuring that the economic sector grows at a faster rate. Kenya has several companies examples in including BIDCO,SAFARICOM AND KENYA TEA DEVELOPMENT AUTHORITY.

 

Why Kenyan youths should get involved in Agribusiness -best deal from AMIRAN Kenya ltd.

Kenya has been facing challenges due to unemployment which many has termed it as world economic disaster, the government of Kenya therefore has been in the fore front encouraging the unemployed youths to get involved with agribusiness to earn their living. Kenya has blessed with fertile soils across the country which can support many different vegetables. Actually agriculture is the second best economic avenue of this country though many people are becoming reluctant and focusing only on white colour jobs.

The government has been streaming a lot of funds to empower youths and partnered with other stakeholders to help them to strongly start agribusiness.

Amiran Kenya has been the biggest supporter of these programmes. The Amiran Farmer’s Kit (AFK) was created with the aim of allowing small scale farmers affordable access to modern agricultural technologies, methods and inputs of the highest standard. Designed by Amiran Kenya Ltd, the AFK is a tailor made Kit designed to meet the needs of the specific farmer or group of farmers by adapting the components of the Kit to suit the climate, terrain, and agricultural experience of the farmer.

The AFK incorporates innovative agricultural technologies including the Family Drip System (FDS), an easy to use gravity based drip irrigation system, a Farmer’s Greenhouse and top quality agro-inputs such as Seeds, Fertilizers and Agro-Chemicals.

The AFK comes complete with installation, training and an agro-support package that would allow Amiran to teach the “Amiran Farmer” how to grow and then stay with the farmer throughout the season to ensure the best results.

The AFKs are custom made by Amiran Kenya Ltd for individuals and particular groups of farmers and include all the necessary ingredients required for one season’s successful harvest of a selected crop.

Amiran Kenya’s agricultural basket of products includes chemicals, fertilizers and seeds; large and small scale agro-projects using state of the art technology powering modern irrigation systems, climate control and water measuring technologies. Amiran is also responsible for building and maintaining 90% of Kenya’s greenhouses. Complimenting all of these is a team of professional agronomists offering the best technical advice as well as innovative products aimed to achieve the best possible yields.

The Youth Enterprise Development Fund (YEDF) and Amiran Kenya Ltd partnered to support young farmers in acquiring a tailor made Amiran Farmers Kit (AFK) designed specifically for the AgriVijana Loan. YEDF started the AgriVijana Loan to help youth, who are in groups, to get involved in Agribusiness by purchasing the unique AFK’s each with 2 greenhouses and a large irrigated area.

In its first phase, the AgriVijana Loan is provided to 2 groups each with 10 members who are youth in every constituency in Kenya. Phase 2 of the loan, which will follow in several months, will offer the loan to youth throughout the country.

The loan will be provided to youth groups across the country to buy a complete farmers kit from Amiran Kenya

The Agri-Vijana Amiran Farmer’s Kit, contains 2 greenhouses, a drip irrigation system for the greenhouses and 400m of open field, a water tank, plant support system, Gold Medal Seeds to be grown inside the greenhouses and in the open field, high quality fertilizers for one season, crop protection products for one season, a farmer’s sprayer, nursery set, health and safety protective gear, training, agro-support, and AFK insurance.

Now the government introduced the UWEZO FUNDS still towards empowering youths, I can encourage Youths to take this chance and get some of these agri-loans and also seek agriculture based advice from relevant companies offering support to them.

Employee motivation has been a crucial factor in helping a lot of business units to perform well and achieve more and have a good future with their business. Motivating workers is an important quality for a manger to posses hence companies need to have such managers. The following are some of the best ways of motivating employees in Kenya.

Involve them in decision making

Making decisions is more suitable when ideas are combined from various types of sources. It is important that mangers develop a mechanism of inviting all employees in particular firm to participate in decision making so as to come up with rules that are acceptable by everyone in the organization. When employees are involved in decision making, they feel appreciated hence they get more encouraged to work with the employer and earn money for the company.

Rewarding performance

It is good for managers to monitor how each employee is working hence the need to have proper mechanisms of rewarding some work that is well done. Rewarding employees makes them to increase their level of services hence end up producing more quality services that continue encouraging mangers to reward them well. It is good that the efforts made by the employers are well recognized.

Offering training and development for employees

It is good that one gets better ways of training their workers so that they can work in regard to the goals of a particular company or organization. It is important that that the employees get good experts that can teach them how to respect orders from subordinates and also work well with their fellow workers. That is one of the best ways to encourage and help workers grow inn an organization.

Define the roles

Specifying the roles of each employee makes sure that they are well versed with what goes on around their surroundings. It is good that upon being hired by particular firm or companies, managers need to help the newly recruited staff of what is expected of them and that they continue to do well in other fields of life.

For a long time, many families in Kenya have continued to stay in poverty due to the continuous lack of stable income that is essential in helping them get the basic requirements of daily life. As a result of the continuous deprivation of the basic needs, many communities have integrated together to start projects that can raise money that will in turn generate a lot of profit which helps the society. There are a number of projects that have been proven to be effective in generating income as seen below.

Freelance writing

The project involves writing a large variety of essays from many types of field such as business, history and world events. It simply involves a person getting access to an internet source by having reliable computers and internet sources. In Kenya, orange network has been considered to be the cheapest and fairest as it only charges 50shillings for 24hour service. Freelance is more essential and it simply needs one to open an online account that will be used to enhance communication with clients. The project has seen most people especially university students generate the required income hence can raise fees. Many other people are employing thousands of youths to earn money via online writing.

Transport Business

Everyday people are involved in transport activities travelling from one place to another. Stable employers and willing sponsors are helping many unemployed youths to venture into the industry by helping them acquire loans for purchasing buses, motorbikes and even hand carts. A lot of individuals are using Sacco’s as a way of investing in the transport business. The project has employed many Kenyans as drivers, turn boys and even top managers to monitor vehicles and accountants to pay salaries.

Chicken and Rabbit Farming in Kenya

It has come to realization that a lot of Kenyans love eating meat but the supply is continually diminishing. Due to its great demand, meat is becoming a lucrative venture for many young Kenyan entrepreneurs. Rabbit meat is being exported abroad with companies by one kilogram at about 400-450Kenyan shillings. On the other hand, rearing of chicken can generate a lot of money by selling eggs, meat and manure from the chicken.

Trade unions are the platforms of employees to air their grievances. They are association of employees whose responsibility is to defend the interest of employees to their employers. There role is to fight for better working of workers in the country. In Kenya, COTU is the governing body of all trade unions. Its current leader is Atwoli Bifwoli who has steered the association for along with positive impact. Although it has experienced a number of successes, it also has experienced difficulties in its duties. Some challenges include;

Technology

It is one of the recent challenges that the association faces. Technology has grown quickly in the country. It has created unemployment in the process leaving most of the people jobless. The association is struggling to make sure that their members do not lose jobs. The machines that have been introduced have replaced the work that was done by people.

Mismanagement of funds

Funds that are allocated for various duties have ended up being used wrongly by a few individuals. It is important to note that when these fund are misused the objectives of the organization are not met effectively.

Politics

Politicians have taken advantage of the association making it a platform for campaigns. Many of them divert the attention of the association to politics while its main objective is to fight for the rights of workers. The selfish members of the association have used it to acquire funds from the particular politicians.

The Law

The legal system in Kenya has made it impossible to implement is objectives due to its weakness. Labour inspections are not frequently undertaken therefore discouraging the growth of the association. The labour laws are also inadequate compared to international labour laws standards and therefore the challenges concerned with employment cannot be tackled.

Splitting of Unions

Unions are always faced with separations problems. It is unfortunate that some of these associations end up breaking down completely in the long run. Unity is essential because it will bring more strength, knowledge and expertise.

OLE TIPIS GIRLS HIGH SCHOOL

It is situated on the left side of Narok-Mahi-mahiu road in Rift Valley Kenya. It is purely a girl’s school. It has two streams per each form with a maximum number of students of 50 per stream. It has been the best school in the entire Narok region. It has registered good K.C.S.E results over the past years. It has a well trained teachers and good management. There is high security within the school that enables the students to study well in a conducive environment. It offers best and healthy meals to its staffs and the students. It is well known with its red uniform choice.

NAROK BOYS HIGH SCHOOL

It is situated on the left side of Bomet-Narok road in Rift Valley Kenya. It is the biggest boy’s school in the region. It is purely a boy’s school. It has five streams per each form with a maximum of 50 students per stream. It is well performing and consistent boy’s school in the region. It has registered good K.C.S.E results over the past years. It has a high security. It also has a shop within the school. It offers the best and quality meals to its staffs and the students. It is well known by its green uniforms.

OLOOMIRANI HIGH SCHOOL

It is situated on the left side of Bomet-Narok road in the inner side of Mulot town in Rift Valley Kenya. It is purely a boy’s school. It has four streams per each form with a maximum of 50 students per stream. It has registered good K.C.S.E results over the past years. It offers the best and quality meals to its staffs and the students. It builds leadership in the students by giving them the leadership position. It is well known for hosting inter-schools Mathematics contest.

MAASAI GIRLS HIGH SCHOOL

It is situated along Bomet-Narok road on the right side just before Narok town in Rift Valley Kenya. Its road to school branches at Ewaso-Ngiro River. It is purely a girl’s school. It has two streams per each form with a maximum number of students of 50 per stream. It has registered good K.C.S.E results over the past years. It is a well-disciplined school in the entire county and is considered one of the best upcoming best schools in the region.

 

The year 2011 was a good year for co-operative Bank of Kenya, they won for the second year in a row, the Bank Of The Year award in Kenya. Things couldn’t get any better for the Co-operative Bank in Kenya which has recently been congratulated on its embracing of modern technology in banking. The year 2013 has seen Co-operative Bank clinch the Most Green Bank in Kenya at the 2013 Energy Management Awards in Kenya. It seems the sky is the limit for this bank.

I recently visited one of the branches of co-operative bank in Nairobi along Mama Ngina Street near Dedan Kimathi Statue in city centre to see what’s making everyone seem to be heading there because just recently we were being told Equity Bank in Kenya is the bank of the people.

With these hard economic times in Kenya, with almost every Kenyan crying be it of milk price, VAT or the ever rising fuel prices, Co-operative Bank in Kenya has the perfect solution for your saving problems in Kenya.

The friendly lady at the customer care in Co-operative Bank in Nairobi welcomed me warmly and showed me the various bank accounts available in Co-operative Bank in Kenya that someone can open.

This bank account in Co-operative Bank in Kenya called Hekima Account caught my interest. If you want to open the Hekima bank account in Kenya, you don’t need to have an opening bank balance, operating balance or Maintenance fee, but most banks in Kenya are offering that anyways. The cookie in this deal is if you can’t keep your cash in the bank for a month, like me, they know how to tame that, you will only be allowed to withdraw once per every 3 months and you have to withdraw over the counter since Hekima Account in Kenya has no ATM/Debit cards offered. Isn’t that a great deal? When you go drinking or shopping spree in Nairobi with your friends you won’t be tempted to get out your ATM only to regret the next day after realizing you have used all your months’ savings.

I asked the lady at the Co-operative Bank Customer Care desk in the branch how I can open a Hekima account. To open a Hekima Account in Kenya is simple. A kenyan just needs to have an national identity card, to fill the customary forms in the bank and a bank account details and identification card on is given on the spot. This is easy, right?

Why don’t you also visit the nearest co-operative bank branch in Kenya and we all keep it HEKIMA..

No better way to save money in Kenya than with Hekima Account in Co-operative Bank in Kenya.

The Kenyan economy for decades now has been facing difficulties in absorbing the available human resources, with every year colleges and universities in Kenya producing thousands of qualified personnel. The fact that not all the trained graduates in Kenya get employment has triggered many to form groups which are commonly known as “chamas in Kenya” to spur their living. The government of Kenya has also been in forefront encouraging unemployed youths in Kenya and women to form groups in order to work together and uplift their living standards. The idea of people coming together to form chama in Kenya is that one, when they combine their forces it will be easy to come up with quality strategies, ideas and also be in a position to implement the efficiently unlike as individuals. The other benefit of chama in Kenya is that banks and other lending institutions in Kenya will easily give loan to a group than to individuals with reasons of collateral required or attached.

Faulu Bank among other Kenyan banks has been in forefront providing loans to Chamas in Kenya with favorable and affordable rates that any group can manage to repay back. For chamas in Kenya to access loans with Faulu Bank in Kenya, they have to be registered and have an active Faulu Bank account in Kenya. Faulu Bank in Kenya has categorized chamas in three categories for the purpose of registration.

First type of chama in Kenya as grouped by Faulu Bank in Kenya are the informal groups in Kenya which are required to have the following documents to be registered; a complete joint Faulu Bank account opening form, Original and Copy of National ID or valid passport of account signatories and a recent colored passport photos for all signatories.

The second category of Chama in Kenya as grouped by Faulu Bank in Kenya is Registered Groups and Associations in Kenya, and the following is required before registration; a complete Faulu Bank account opening form, Original and copy of National ID or valid passports, one recent colored passport photos for all signatories, Registration certificate, Constitution and Minutes of resolutions to open Faulu Chama Account in Kenya.

The third category of chama as grouped by Faulu Bank in Kenya is Institutions and companies in Kenya. For institutions and companies in Kenya, the following documents are required prior to registration with Faulu Bank for loans; a complete Faulu Bank account opening form, Original and copy of National ID or valid passport, one recent colored passport photos for all signatories, Certificate of registration memorandum and articles of association, Pin certificate and minutes of resolution to open Faulu chama account.

A registered chama with Faulu Bank in Kenya will enjoy the following benefits; borrowing loans as a chama from Faulu Bank at a rate of 125% per annum, up to 6 years repayment period, all chama members can have individual loans in Kenya and finally borrowing loan up to 10 times the chama’s savings.

Faulu main banking branches within Nairobi are located at OTC Nairobi, Kawangware, Kayole, Kariobangi and Kiserian. There are other Faulu Bank branches outside Nairobi located mainly on district Headquarters in Kenya, for example, Thika town, Machakos and Eldoret.

Register your Chama in Kenya today with Faulu Bank and enjoy the benefits that can change your living standards.