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How to open a Smart Banking transaction account in CfC Stanbic Bank and its Features in Kenya

how to open a smart banking transaction account in cfc stanbic bank and its features in kenya 2


Technology has made the life of many individuals easy and convenient all through. Many people who have been able to accept the revolution due to the advancement in technology and who have embraced the modes of lives accompanied by this advancement has been able to benefit from it. For instance, in the field of banking, technology has been able to make efforts in the introduction of paperless transaction in which the bank customers can use any services without the need of receipts or paper for approval of the transaction. Through the introduction of online banking, people are able to bank and manage their accounts online anytime from any location.

Most banks in Kenya has also introduced the use of Credit cards in which the customers can load their cards and be able to use the cards to pay for goods and services without necessarily carrying cash around. CfC Stanbic bank has introduced the Credit cards where the users can able to pay for goods and services online, make purchases and much more and the money comes directly from the account.

Smart Banking Account opening requirements, features and benefits;

CfC Stanbic bank have the understanding that some individuals have specific needs in banking. As a result, they introduced a personal transaction account (smart bank) that will suit the needs of the individual lifestyle. The account can be opened and accessed from any of the bank branches countrywide. The requirements for the opening of the account are; an identity card or passport, two passport sized photos, evidence of income that may include a Pay slip or a current for one month, evidence of physical address in form of utility bills and lease agreements, a minimum opening balance, an income range of between Ksh 30,000 and Ksh 149,999 and an introductory letter from the employer or an existing CfC Stanbic bank customer.

The major features that this account will offer to the customers is that firstly, the minimum opening balance that is required is only Ksh 1,000 and it will have 1 free external standing order per month. With this account, the account holder can access a salary advance, will be provided with 1 free banker’s cheques per month as well as free ATM withdrawals at CfC Stanbic Bank ATM machines. Other features and benefits that the account holders will enjoy is free internet banking access from anywhere in the world, free salary credit, mobile banking linked to the account, free silver debit card including secondary card upon account holder request, free internal standing orders with no minimum operating balance as well as free monthly e-statement upon signing up.

Through the opening of the personal transaction smart banking account, the customer is provided with a free debit card which has major benefits that can help the user in his/her banking. The benefits involved in the use of the debit card is that you can use the debit card for ATM withdrawals, or to pay for purchases anywhere, anytime and the amount will come off the account immediately, the debit card is linked to the saving or transaction account, pay for goods locally or around the world. The card can also be used in any branch to check for account balances, mini statement and cash withdrawals.


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Emerging from the athletic heartland of Rift Valley, Eka Kaoo was destined to have a relationship with sports. However, instead of lacing up running shoes, Eka picked up a pen, weaving narratives around the athletes who brought pride to Kenya.

Growing up, Eka was deeply inspired by the marathoners and middle-distance runners from his region, often finding himself amidst training camps and local races, absorbing stories of dedication, sweat, and sheer willpower.

Eka pursued his passion academically at a renowned university in Kenya, specializing in Sports Journalism. This formal education, combined with his intrinsic understanding of the Kenyan sporting ethos, allowed him to produce articles that resonated deeply with readers. His pieces, rich with local anecdotes and broad insights, began to get attention both within the university and in the national press.

Upon graduation, Eka became a sought-after name in sports journalism. His writings, spanning across various sports but with a soft corner for track and field, offered a fresh perspective, blending personal athlete stories with technical analyses.

Eka Kaoo's articles soon began appearing in international sports magazines and journals, elevating him to the status of an ambassador for Kenyan sports on the global stage. He covered major events like the Olympics and the World Championships, consistently providing readers with unique, Kenya-centric viewpoints.

Beyond his journalistic endeavors, Eka has been instrumental in organizing grassroots sports events in Kenya, aiming to unearth hidden talents and provide them with a platform to shine.

Today, as one of the leading voices in sports journalism in Africa, Eka Kaoo continues to champion the stories of athletes, always reminding the world of the heart, soul, and spirit of Kenyan sports.

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