National Hospital Insurance Fund is a national medical plan which covers medical expenses to citizens. National Hospital insurance is a government insurance agency; it targets all the population in Kenya. Registration is open during working hours in NHIF building Nairobi 3rd to 10th floor, National hospital insurance building is located along Ragati road in upperhill area of Nairobi. Board a bus from Kencom in Nairobi town.
Membership is compulsory according to Kenyan law, all the salaried people are required to contribute where the member is expected to contribute monthly a monthly, automatic salary deductions, minimum contribution is twenty Kenyan shillings and maximum contribution is three hundred and twenty. The premium is fixed for self employed people and it is one hundred and sixty Kenyan shillings.
The fund contributed is governed by board of directors with representatives from civil society. The board of directors has to hold meetings to ensure that the flow of the service is efficient to all members and the budget is revised annually. The board of directors has to plan, manage and control national budget.
The insurance covers inpatient expenses with the specific contracted hospitals; National hospital insurance fund has contracted with over six hundred and fifty hospitals both public and private hospitals. Different hospitals have different reimbursement rate according to negotiation and agreement with National hospital insurance fund.
Compared to other insurance agencies National hospital insurance fund offers the best insurance package which is affordable to all the Kenyan citizens. Members will be required to produce identification documents and the insurance card number in the respective hospitals. The medical expenses will then be paid or refunded to the member.
Low income earners in Kenya can comfortably pay their monthly contribution, high unexpected costs will be covered in health insurance and expenses like screening, and prescription of drugs all paid for in National hospital insurance fund in Nairobi. Average hospital stay will be covered also.
The cost of health services in Kenya is increasing at a higher rate and becoming a discriminative service whereby only those who can afford it can access it. It the high time to those who have not taken insurance covers to register as soon as possible with National hospital insurance fund in upper hill Ragati road.
NHIF offices in Kenya
National hospital insurance fund (NHIF) has several branches; in Industrial Area in Devcon Building, Westlands in Bandari plaza, Kiambu in Mapa house, Limuru in Njengi plaza, Nanyuki it is found in Laipha house, Nyeri it is in Lwale building, Thika in Nellion plaza. In coast province National Hospital insurance fund office is located in Malindi Barani plaza, Mombasa NSSF building, Ukunda Ali Mubarak house.
In Eastern province National hospital insurance fund office is located in Embu Eastern Emporium Building, Machakos in KCB building, Meru NHIF building. In North Eastern province NHIF office is located in Garissa North Eastern site building. In Nyanza province it is located in Homa Bay Sonyaco Plaza, Kisii in Ouru gardens, Kisumu in Kisumu Reinsurance plaza, Migori in Migori Kimainga Annex.
Rift valley in Eldoret KVDA plaza, Kabarnet in Kabarnet town hall, Kericho in Kericho Koineei plaza, Nakuru AFC building, Nandi in Nandi hills plaza.
In western province National Hospital Insurance fund is located in kakamenga Ambwere towers, Kitale teachers sacco, Mumias bermak House.
National Hospital Insurance Fund offers a world class Health Insurance Scheme.